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Terry O Cummings

Terry O Cummings
Real Estate Agent (Principal Broker)
Eugene OR

Principal Broker (OR: 920300393)

34 years experience

REALTOR® 3 Active Listings Serves Lane County, OR
View on Realtor.com

Contact Information

Brokerage
Re Max Integrity
Office Address
4710 Village Plz Lp Ste 200
Eugene, OR  97401
(Lane County)
Office Phone
541-345-8100
Office Fax
Mobile
541-302-4896
Email
tcum*****@*****.net
Show Email for $5

Service Areas

Eugene: OR Springfield: OR Coburg: OR Curtin: OR Cottage Grove: OR Saginaw: OR Elmira: OR Veneta: OR Harrisburg: OR Junction City: OR Alvadore: OR Alpine: OR Monroe: OR Bellfountain: OR

About Terry Cummings

**Professional Profile: Terry Cummings, Broker**

Terry Cummings is a seasoned real estate broker with a wealth of experience spanning over three decades. Licensed since 1992, Terry has dedicated his career to providing exceptional service to both buyers and sellers. He holds multiple prestigious designations, including the Graduate REALTOR® Institute (GRI), Certified Residential Investment Specialist (CRIS™), and Certified Distressed Property Expert (CDPE™). Additionally, he is a graduate of the Western College of Auctioneering, which he attended in 1991.

**Experience:**

Terry has been a full-time real estate broker for 18 years, consistently achieving multi-million dollar production levels. Since 1999, he has served as a Local Listing Broker for HUD, managing a variety of properties. His expertise extends to performing Broker Price Opinions (BPOs) for lenders and selling Real Estate Owned (REO) properties.

In addition to his real estate credentials, Terry is a licensed general contractor, a status he has maintained since 1975. His auctioneering experience, which began in 1991, includes the sale of both personal and real property for estates. Currently, he owns and manages a portfolio of rental properties and has a proven track record in purchasing, remodeling, and selling residential and investment real estate. He has also successfully built and sold new homes and completed land partitions and subdivision developments.

**Designations:**

- **Graduate REALTOR® Institute (GRI):** This designation signifies Terry's commitment to excellence in real estate, equipping him with advanced knowledge to better serve his clients.

- **Certified Residential Investment Specialist (CRIS™):** As a CRIS™ professional, Terry possesses a deep understanding of investment fundamentals, including cap rates, net operating income (NOI), and cash-on-cash returns for single-family homes and small multifamily properties. He is adept at forecasting investment returns, navigating entry and exit strategies, and utilizing various funding sources, including IRA funds.

Terry Cummings is dedicated to leveraging his extensive experience and specialized knowledge to guide clients through the complexities of real estate transactions, ensuring they receive the highest level of service and expertise.

Lane County, OR Real Estate Market Analysis (Single Family Homes)

$600,591
Avg. Listing Price
From Terry's portfolio
3.3 / 2.3
Avg. Beds/Baths
Typical property size
1,929 sf
Avg. Square Footage
Interior living space
1184
Active Listings
Current inventory

Lane County, Oregon represents one of the Pacific Northwest's most dynamic and diverse real estate markets, anchored by the vibrant college town of Eugene and encompassing everything from coastal communities to Cascade Mountain foothills. With 1,326 actively licensed real estate agents serving the region, this market reflects both the steady demand driven by the University of Oregon's presence and the growing appeal of Oregon's recreational lifestyle to out-of-state buyers.

The county's real estate landscape has experienced significant shifts in recent years, with median home prices climbing substantially as remote work flexibility has drawn professionals from more expensive West Coast markets. What makes Lane County particularly intriguing is its blend of urban sophistication in Eugene-Springfield and rural charm in smaller communities, creating distinct micro-markets that require specialized local knowledge to navigate effectively.

Major Lane County, Oregon Real Estate Markets

Eugene dominates Lane County's real estate activity as the largest city and home to the University of Oregon, creating a unique market dynamic where student housing, faculty purchases, and traditional family homes intersect. The Eugene-Springfield metropolitan area accounts for roughly 60% of the county's population and real estate transactions, with neighborhoods like South Hills and Amazon offering premium properties while areas near campus provide steady rental investment opportunities. Surprisingly, the university's influence extends well beyond traditional college towns, with research facilities and healthcare systems attracting high-income professionals year-round.

Beyond the metro core, Lane County's geography creates fascinating niche markets that many outsiders overlook. Cottage Grove and Creswell have emerged as affordable alternatives for first-time buyers, while Florence on the coast represents a completely different market focused on vacation homes and retirees. The McKenzie River corridor, including communities like Vida and Blue River, has seen explosive growth in recreational property sales, particularly among buyers seeking proximity to outdoor recreation and scenic beauty.

Market Dynamics and Geographic Complexity

Lane County's real estate market operates on multiple levels simultaneously, creating both opportunities and challenges for industry professionals. The university creates predictable seasonal patterns, with peak activity coinciding with academic calendars, while the broader residential market follows more traditional spring and summer patterns. Interest rate sensitivity varies dramatically across price points, with luxury properties in areas like Hendricks Park showing remarkable resilience compared to entry-level homes in Springfield or Veneta.

Geographic diversity adds another layer of complexity, as coastal Florence operates almost independently from inland Eugene, with different buyer demographics, seasonal patterns, and pricing structures. Mountain communities like Oakridge face unique challenges with seasonal access and utility availability, while agricultural areas around Junction City and Harrisburg present opportunities in rural residential and small farming operations that require specialized expertise.

Why Businesses Need Lane County, Oregon Agent Contact Data

With all 1,326 licensed agents maintaining email contact information, Lane County offers exceptional connectivity for businesses seeking to engage this professional community. Mortgage lenders, home improvement companies, and real estate technology providers can efficiently reach agents across diverse specializations, from university-area rental specialists to luxury waterfront experts along the McKenzie River.

The market's complexity creates particularly strong demand for educational services, market analysis tools, and specialized financing products. Insurance companies benefit from direct agent contact given the county's diverse risk profiles, from flood-prone coastal areas to wildfire-susceptible mountain communities, while title companies and real estate attorneys find consistent demand across the county's varied transaction types and price points.

Current Property Listings

As of 2/17/2026, Terry Cummings has 3 properties for sale in Eugene and surrounding areas.

$248,020

Listed 2025-07-11

1038 President St
Eugene, OR  97401

Beds: 3.0
Baths: 1.0
Sq Ft: 1,217
Lot: 8,276 sf
Single Family Map
View Full Details

$249,000

Listed 2025-12-17

537 W 14th Ave
Eugene, OR  97401

Beds: 1.0
Baths: 1.0
Sq Ft: 1,075
Lot: 5,227 sf
Single Family Map
View Full Details

$229,000

Listed 2025-11-07

145 River Rd
Junction City, OR  97448

Beds: 3.0
Baths: 2.0
Sq Ft: 1,782
Mobile Map
View Full Details

Current Property Rentals

Terry Cummings currently has no rental properties available in Eugene and surrounding areas. Check back later.