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Timothy Gerard Toye

Timothy Gerard Toye
Real Estate Agent (Broker)
Cobb CA

Broker (CA: 01182874)

45 years experience

REALTOR® 47 Active Listings Serves Lake County, CA
View on Realtor.com

Contact Information

Brokerage
Timothy Toye & Associates

Office Website
Office Address
16360 Hwy 175
Cobb, CA  95426
(Lake County)
Office Phone
707-928-5912
Office Fax
707-928-5696
Mobile
707-928-5912
Email
ttoy*@*****.com
Show Email for $5

Service Areas

Cobb: CA Clearlake Riviera: CA Kelseyville: CA Soda Bay: CA Hidden Valley Lake: CA Middletown: CA Loch Lomond: CA Lakeport: CA Finley: CA North Lakeport: CA Lucerne: CA Clearlake: CA Clearlake Park: CA Lower Lake: CA Clearlake Oaks: CA Spring Valley: CA

About Timothy Toye

Timothy brings over 30 years of real estate expertise, having successfully navigated markets in California, the United States, and his native New Zealand. His extensive background encompasses management, investment, and marketing within the real estate sector, including pioneering efforts in online marketing strategies.

A high-performing individual agent, Timothy has completed over 130 transactions in a single year. He consistently ranked as the top realtor in Lake County for property sales in 2016, 2017, and 2018, a testament to his dedication and effectiveness. In 1990, he led his sales team to achieve the Number 1 residential sales production award in New Zealand.

Timothy's personal investments span a diverse range of properties, including single-family homes, fixer-uppers, apartment buildings, and raw land. He has successfully acquired several properties through creative financing strategies, including no-money-down deals. His wealth-building journey through real estate equips him with the knowledge and insights to assist clients in achieving their own real estate goals.

A resident of Lake County since 1991, Timothy combines his personal skills with extensive industry experience to ensure a positive and beneficial real estate experience for his clients. He is supported by a dedicated team of professional realtors with offices in Cobb, Lakeport, and Cloverdale, serving both Lake and Sonoma Counties.

**Approach to Business**

Timothy's philosophy diverges from traditional sales tactics. He prioritizes empowering clients to explore their options without the pressure of commission-driven motives. His primary objective is to guide clients toward informed decisions, whether that involves buying, selling, or choosing not to engage in a transaction at all.

This client-centered approach fosters trust, allowing Timothy to provide ethical and high-integrity service. Many of his clients have become friends, leading to repeat business and reinforcing his commitment to operating in alignment with his personal values. Timothy's long-standing career in real estate reflects his dedication to maintaining these principles, ensuring that both he and his team uphold the highest standards in their professional conduct.

Lake County, CA Real Estate Market Analysis (Single Family Homes)

$431,710
Avg. Listing Price
From Timothy's portfolio
2.8 / 2.1
Avg. Beds/Baths
Typical property size
1,655 sf
Avg. Square Footage
Interior living space
565
Active Listings
Current inventory

Lake County, California's real estate market operates as a unique blend of rural charm and recreational opportunity, driven largely by its stunning natural landscapes and proximity to Clear Lake, the largest freshwater lake entirely within California. This scenic region has attracted both permanent residents seeking affordable alternatives to Bay Area living and investors capitalizing on vacation rental opportunities, creating a diverse market dynamic that sets it apart from California's more urbanized counties.

The market here moves at a different pace than metropolitan areas, with seasonal fluctuations heavily influenced by tourism patterns and wildfire concerns that have shaped buyer behavior in recent years. Despite these challenges, Lake County continues to draw interest from retirees, remote workers, and those seeking recreational properties, supported by a dedicated network of 248 actively licensed real estate agents who understand the intricacies of this specialized market.

Major Lake County, California Real Estate Markets

Clearlake and Lakeport anchor the county's real estate activity, with Clearlake serving as the largest city and offering the most diverse housing stock from affordable starter homes to waterfront properties. Lakeport, the county seat, provides a more refined market with historic homes and premium lakefront estates that command higher prices. Middletown and Hidden Valley Lake round out the major residential areas, with Hidden Valley Lake operating as a gated community that maintains some of the county's highest property values.

The geographic spread across these markets creates distinct micro-climates for real estate activity, from the agricultural areas around Upper Lake to the more developed recreational zones near Clear Lake's southern shores. Kelseyville and Nice offer middle-ground options that blend rural living with lake access, while areas like Lucerne and Glenhaven cater to buyers seeking more secluded, natural settings with recreational property potential.

Market Dynamics and Geographic Complexity

Lake County's real estate market operates with surprising resilience despite facing unique challenges including wildfire risk zones and limited public transportation infrastructure. The market benefits from relatively affordable entry points compared to neighboring Napa and Sonoma counties, yet maintains strong appeal due to recreational amenities and the growing trend of remote work enabling more flexible location choices for Bay Area professionals.

Seasonal patterns significantly influence market activity, with spring and summer months driving peak interest as buyers can fully appreciate the area's outdoor recreation opportunities. The market also demonstrates interesting segmentation between permanent resident purchases, often focused on value and community amenities, and investment buyers targeting vacation rental potential, particularly in waterfront and view properties that capitalize on the region's tourism draw.

Why Businesses Need Lake County, California Agent Contact Data

Service providers and vendors targeting Lake County's real estate market benefit enormously from direct access to all 248 actively licensed agents, particularly given the geographic spread that makes traditional networking challenging. With complete email contact information available for every licensed agent, businesses can efficiently reach decision-makers across diverse market segments, from luxury lakefront specialists to rural property experts, ensuring comprehensive market coverage without the inefficiency of cold calling or geographic guesswork.

The specialized nature of Lake County's market means agents here often develop deep expertise in unique areas like wildfire insurance requirements, septic system regulations, and recreational property management, making them valuable partners for businesses offering complementary services. Having direct contact access enables targeted outreach to agents based on their specific market focus, whether that's connecting with waterfront property specialists for dock installation services or reaching rural property experts for agricultural consulting opportunities.

Current Property Listings

As of 2/17/2026, Timothy Toye has 47 properties for sale in Cobb and surrounding areas. These are the top 10 listings.

$68,000

Listed 2023-09-04

9204 Diamond Dust Trl
Kelseyville, CA  95451

Beds:
Baths:
Sq Ft:
Lot: 89,298 sf
Land Map
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$459,000

Listed 2024-10-04


Kelseyville, CA  95451

Beds: 3.0
Baths: 2.0
Sq Ft: 1,440
Lot: 370,260 sf
Mobile Map
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$16,000

Listed 2025-05-03

9539 Fairway Dr
Kelseyville, CA  95451

Beds:
Baths:
Sq Ft:
Lot: 11,761 sf
Land Map
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$89,987

Listed 2026-02-04

15667 17 N 11 Rd
Upper Lake, CA  95485

Beds:
Baths:
Sq Ft:
Lot: 1,742,400 sf
Land Map
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$19,000

Listed 2025-04-04

4730 Kah Bel Trl
Kelseyville, CA  95451

Beds:
Baths:
Sq Ft:
Lot: 21,344 sf
Land Map
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$450,000

Listed 2025-07-24

11444 Bottle Rock Rd
Kelseyville, CA  95451

Beds: 2.0
Baths: 2.0
Sq Ft: 1,006
Lot: 839,837 sf
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$365,000

Listed 2025-09-23

9600 McKinley
Kelseyville, CA  95451

Beds: 3.0
Baths: 2.0
Sq Ft: 1,560
Lot: 871,200 sf
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$365,000

Listed 2025-10-03

9600 McKinley Dr
Kelseyville, CA  95451

Beds: 3.0
Baths: 2.0
Sq Ft: 1,560
Lot: 871,200 sf
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$305,000

Listed 2025-08-01

2268 Will O View Cir
Lakeport, CA  95453

Beds: 4.0
Baths: 3.0
Sq Ft: 2,308
Lot: 14,375 sf
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$725,000

Listed 2025-07-23

22986 Cascio Way
Lower Lake, CA  95457

Beds: 3.0
Baths: 2.0
Sq Ft: 1,440
Lot: 7,840,800 sf
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Current Property Rentals

As of 2/17/2026, Timothy Toye has the following rental properties available in Cobb and surrounding areas. These are the top 10 listings.

$2,400

Listed 2026-02-13

19023 Deer Hill Rd
Hidden Valley Lake, CA  95467

Beds: 3.0
Baths: 2.0
Sq Ft: 1,700
Lot: 11,761 sf
Single Family Map
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