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Tom Roach

Tom Roach
Real Estate Agent (Associate Broker)
Bel Air MD

Associate Broker (MD: 80433)

41 years experience

REALTOR® 1 Active Listings Serves Harford County, MD
View on Realtor.com

Contact Information

Brokerage
Cummings & Co Realtors Llc

Office Website
Office Address
111 Fulford Ave Ste B
Bel Air, MD  21014
(Harford County)
Office Phone
410-823-0033
Office Fax
Mobile
410-515-0900
Email
real******@************.com
Show Email for $5

Service Areas

Bel Air South: MD Edgewood: MD Abingdon: MD Bel Air: MD Bel Air North: MD Riverside: MD Darlington: MD Fallston: MD Pleasant Hills: MD Benson: MD Jarrettsville: MD Forest Hill: MD Greenmount: MD Hampstead: MD Lineboro: MD Cockeysville: MD Lutherville Timonium: MD Towson: MD Mays Chapel: MD Lutherville: MD Hampton: MD Pikesville: MD Timonium: MD Millers: MD Manchester: MD Parkton: MD Bentley Springs: MD Perry Hall: MD White Marsh: MD Westminster: MD Edgemere: MD Dundalk: MD Sparrows Point: MD Bowleys Quarters: MD Middle River: MD Rossville: MD Chase: MD Essex: MD Rosedale: MD Baltimore: MD Overlea: MD Parkville: MD Carney: MD Nottingham: MD Loch Raven: MD Mount Airy: MD Unionville: MD

About Tom Roach

Tom Roach & Pat Skarupa have both worked in the local real estate market since 1985 They believe in face to face roll up your sleeves no excuses old fashioned service--the kind of service that was prevalent in America decades ago In 1989 Tom and Pat joined forces to create a partnership that would provide the absolute best service for their clientele Giving personal service and building relationships is the foundation of their business With home town values and a "lunch pail" work ethic Tom and Pat are truly a Baltimore team Their philosophy is simple: CLIENTS COME FIRST Tom and Pat are very attentive to and protective of their clientele With them you are never just a number or passed along to another team member They thrive on the details and personal interaction that make their client's experience more pleasant and more productive Sometimes referred to as the Dynamic Duo Tom and Pat's vast experience enables their clients to navigate the often troubled real estate waters to achieve their goal--a successful transaction Tom Roach and Pat Skarupa don't measure success through achievements or awards but through the satisfaction of their clientele

Harford County, MD Real Estate Market Analysis (Single Family Homes)

$546,200
Avg. Listing Price
From Tom's portfolio
3.8 / 2.8
Avg. Beds/Baths
Typical property size
2,473 sf
Avg. Square Footage
Interior living space
538
Active Listings
Current inventory

Harford County, Maryland's real estate market represents a compelling blend of suburban growth and rural preservation, driven by its strategic position between Baltimore and the Delaware border. With 1,353 actively licensed agents serving the county, this market demonstrates remarkable depth for a region that balances agricultural heritage with modern residential development. The county's proximity to major employment centers like Aberdeen Proving Ground and Baltimore creates consistent housing demand across diverse price points.

What makes Harford County particularly intriguing is its dual personality - northern areas maintain rural character with larger lots and equestrian properties, while southern communities like Edgewood and Aberdeen offer more traditional suburban neighborhoods. This geographic diversity means agents must navigate everything from historic farmhouses in Jarrettsville to contemporary townhomes in Bel Air, requiring specialized local knowledge that the county's 1,353 email-accessible agents possess.

Major Harford County, Maryland Real Estate Markets

Bel Air serves as the county seat and primary residential hub, featuring established neighborhoods, excellent schools, and a thriving downtown district that attracts both families and young professionals. The Bel Air market includes everything from historic homes near the courthouse to newer developments like Hickory Ridge, creating opportunities across multiple price segments. Aberdeen and Havre de Grace represent the county's waterfront markets, with the latter offering unique Chesapeake Bay access that commands premium pricing.

The northern tier communities of Forest Hill, Jarrettsville, and Street showcase the county's rural appeal, where horse farms and expansive properties attract buyers seeking space and privacy. Meanwhile, Edgewood and Joppa serve as more affordable entry points, particularly popular with military families stationed at Aberdeen Proving Ground. This geographic spread means agents often specialize in specific corridors, from the rural north to the bay-influenced east.

Market Dynamics and Geographic Complexity

Harford County's market complexity stems from its role as both a Baltimore bedroom community and an independent economic center anchored by military and healthcare employment. The Aberdeen Proving Ground influence creates steady rental demand and frequent relocations, while the county's excellent school system in districts like Bel Air attracts long-term family buyers. Agricultural preservation programs in northern areas limit development, maintaining property values while creating scarcity-driven appreciation.

Transportation infrastructure significantly impacts market dynamics, with properties near I-95 commanding premiums for Baltimore commuter access, while areas along Route 1 and Route 40 serve regional commercial needs. The county's waterfront communities experience seasonal fluctuations, and rural properties often require specialized financing knowledge for acreage purchases or septic considerations that urban-focused agents might overlook.

Why Businesses Need Harford County, Maryland Agent Contact Data

The complete email accessibility of all 1,353 licensed agents creates unprecedented opportunities for service providers, lenders, and real estate technology companies to reach every active professional in this diverse market. Unlike fragmented contact databases, Harford County's comprehensive agent network allows businesses to target specific geographic specialties or demographic focuses with precision, whether reaching waterfront specialists in Havre de Grace or rural property experts in northern communities.

For businesses launching new services or expanding into Maryland markets, Harford County's manageable agent population combined with its market diversity provides an ideal testing ground. The mix of experienced agents handling luxury equestrian properties and newer agents serving first-time buyers creates opportunities for differentiated marketing approaches, while the county's growth trajectory ensures sustained engagement with business partners who establish relationships early.

Current Property Listings

As of 2/17/2026, Tom Roach has 1 property for sale in Bel Air and surrounding areas.

$488,900

Listed 2026-01-23

19028 Graystone Rd
White Hall, MD  21161

Beds: 4.0
Baths: 2.0
Sq Ft: 2,093
Lot: 40,511 sf
Single Family Map
View Full Details

Current Property Rentals

Tom Roach currently has no rental properties available in Bel Air and surrounding areas. Check back later.