```
Vernie L Carmack

Vernie L Carmack
Real Estate Agent (Real Estate Broker)
Cookeville TN

Real Estate Broker (TN: 294252)

23 years experience

REALTOR® 19 Active Listings Serves Putnam County, TN
View on Realtor.com

Contact Information

Brokerage
1 Source Realty Pros
Office Address
3885 Poplar Grove
Cookeville, TN  38506
(Putnam County)
Office Phone
931-265-3433
Office Fax
Mobile
931-261-9752
Email
vict****@***************.com
Show Email for $5

Service Areas

Cookeville: TN Baxter: TN Dodson Branch: TN Algood: TN Clarkrange: TN Crab Orchard: TN Crossville: TN Jamestown: TN Grimsley: TN Allardt: TN Fairfield Glade: TN Livingston: TN Bowman: TN Pleasant Hill: TN Monterey: TN Rickman: TN Sparta: TN Ravenscroft: TN Doyle: TN Spencer: TN Wilder: TN Lake Tansi: TN

About Vernie Carmack

Victoria Carmack is a licensed Realtor with extensive experience and a strong commitment to her clients. She is an active member of several professional organizations, including the National Association of Realtors, the Tennessee Association of Realtors, the Knoxville Board of Realtors, and the Upper Cumberland Board of Realtors. In 2010, she served as the Technology Chairman for the Upper Cumberland Association of Realtors and was part of the Technology Committee in 2013.

Victoria has consistently demonstrated her leadership and sales acumen, having been recognized as a Top Producer for Crye-Leike Brown and Crye-Leike South multiple times between 2009 and 2013. She is also a Lifetime Member of the Multi-Million Dollar Club, underscoring her success in the real estate market.

In addition to her real estate career, Victoria has over ten years of experience as a Children's Pastor and holds a degree in Nursing from Tennessee Technological University, where she graduated in 1993. She actively contributes to her community as an ambassador for the local Chamber of Commerce and supports the Heart Gallery of Middle Tennessee.

Victoria is known for her integrity and reliability, believing firmly in the power of teamwork to achieve exceptional results for her clients.

Putnam County, TN Real Estate Market Analysis (Single Family Homes)

$466,603
Avg. Listing Price
From Vernie's portfolio
3.3 / 2.6
Avg. Beds/Baths
Typical property size
2,188 sf
Avg. Square Footage
Interior living space
551
Active Listings
Current inventory

Putnam County, Tennessee represents a dynamic real estate market centered around Cookeville, the county seat and largest city, along with smaller communities like Algood, Baxter, and Monterey. This Upper Cumberland region has experienced steady growth driven by Tennessee Tech University's presence, outdoor recreation opportunities around Center Hill Lake, and its strategic location along Interstate 40 between Nashville and Knoxville.

The county's real estate landscape is supported by 553 total actively licensed agents, with remarkably, all 553 agents maintaining current email contact information. This complete digital connectivity reflects the market's modern approach to real estate transactions and client communication, making Putnam County one of the most digitally accessible markets in rural Tennessee.

Major Putnam County, Tennessee Real Estate Markets

Cookeville dominates the county's real estate activity, accounting for roughly 60% of all transactions. The city's diverse housing stock ranges from historic downtown properties to newer subdivisions on the outskirts, with median home prices significantly lower than Nashville metro areas while offering similar amenities. Tennessee Tech University creates consistent rental demand, particularly in neighborhoods near campus like Jere Whitson and Algood.

The lake communities around Center Hill Lake, including parts of Baxter and Silver Point, represent a unique luxury segment focused on waterfront properties and vacation homes. Meanwhile, rural areas throughout the county attract buyers seeking larger acreage and agricultural properties, creating distinct market segments that require specialized knowledge of zoning, water rights, and land use regulations.

Market Dynamics and Geographic Complexity

Putnam County's real estate market exhibits surprising resilience and diversity for a rural Tennessee county. The presence of multiple healthcare systems, manufacturing facilities like AO Smith, and the university creates economic stability that translates into consistent housing demand. Properties here typically stay on the market longer than Nashville suburbs but sell at more predictable prices with fewer bidding wars.

Geographic challenges include varying internet connectivity in rural areas, diverse topography affecting development costs, and proximity to recreational areas influencing property values. Agents must navigate everything from urban infill projects in Cookeville to remote mountain properties, lake regulations, and agricultural land transactions, requiring broad expertise across multiple property types and buyer demographics.

Why Businesses Need Putnam County, Tennessee Agent Contact Data

With all 553 licensed agents maintaining current email addresses, Putnam County offers exceptional opportunities for real estate service providers, lenders, and technology companies to reach their target market efficiently. The complete digital coverage means marketing campaigns can achieve 100% agent reach, maximizing ROI for businesses offering continuing education, lead generation services, or real estate tools.

Local businesses benefit from understanding that these agents handle diverse transaction types from student rentals to luxury lake properties to commercial agricultural sales. This variety creates opportunities for specialized service providers, while the university connection means agents often work with first-time buyers, creating demand for mortgage services, home inspection companies, and moving services tailored to younger demographics and academic calendars.

Current Property Listings

As of 2/17/2026, Vernie Carmack has 19 properties for sale in Cookeville and surrounding areas. These are the top 10 listings.

$99,000

Listed 2025-04-08

Camp Creek Cir Lot 136
Spencer, TN  38585

Beds:
Baths:
Sq Ft:
Lot: 97,139 sf
Land Map
View Full Details

$129,000

Listed 2025-02-21

134 Woodlawn Dr
Jamestown, TN  38556

Beds: 3.0
Baths: 2.0
Sq Ft: 1,644
Lot: 27,443 sf
Mobile Map
View Full Details

$25,000

Listed 2025-12-11

21 Bent Tree Rd
Monterey, TN  38574

Beds:
Baths:
Sq Ft:
Lot: 135,036 sf
Land Map
View Full Details

$434,500

Listed 2025-11-05

74 Farmer Rd
Crossville, TN  38571

Beds: 3.0
Baths: 2.0
Sq Ft: 2,286
Lot: 170,755 sf
Single Family Map
View Full Details

$740,000

Listed 2025-07-20

424 Wilderness Ln
Jamestown, TN  38556

Beds: 2.0
Baths: 2.5
Sq Ft: 1,837
Lot: 258,311 sf
Single Family Map
View Full Details

$25,000

Listed 2025-12-11

Bent Tree Rd Lot 21
Monterey, TN  38574

Beds:
Baths:
Sq Ft:
Lot: 135,036 sf
Land Map
View Full Details

$300,000

Listed 2025-11-18

378 Holleman Bend Ln
Granville, TN  38564

Beds: 3.0
Baths: 2.5
Sq Ft: 2,175
Lot: 90,169 sf
Single Family Map
View Full Details

$260,000

Listed 2025-07-07

2019 Martha Washington Rd
Clarkrange, TN  38553

Beds: 3.0
Baths: 2.5
Sq Ft: 1,232
Lot: 21,780 sf
Single Family Map
View Full Details

$331,500

Listed 2025-09-24

102 Flat Rock Rd
Deer Lodge, TN  37726

Beds: 3.0
Baths: 3.0
Sq Ft: 2,800
Lot: 307,534 sf
Mobile Map
View Full Details

$50,000

Listed 2022-11-10

180 Raenne Dr
Spring City, TN  37381

Beds:
Baths:
Sq Ft:
Lot: 238,273 sf
Land Map
View Full Details

Current Property Rentals

Vernie Carmack currently has no rental properties available in Cookeville and surrounding areas. Check back later.